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February Risks 2025
February 28, 2025
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April 30, 2025

Recent Successes

March 2025

March Risks 2025

Line of Business:

Property

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
Vehicle Open Lot - Schedule of car dealerships in CO $38MM $800,000
All Risk - Retail buildings in TX $58MM $307,000
Earthquake & Flood - Office building in CA $50MM $230,000
All Risk - Office building in LA $34MM $218,000
Wind - Apartment complex in AR 3% of $250K $110,000
All Risk - Vacant retail space for sale in the Midwest & East Coast $9MM $60,000
Flood - Office / retail space in NJ $1MM $45,000
Wind & Hail - Self-storage facilities in TX $3.3MM $35,000
March Risks 2025
Line of Business:

Casualty

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
GL & Excess Liability - Project specific - Construction of apartments in TX $1MM / $2MM / $2MM, $15MM excess $199,000
GL - Master homeowners association in FL $1MM / $2MM $190,000
GL - Residential condominium association in FL $1MM / $2MM $110,000
GL - Hotel in FL $1MM / $2MM $65,000
GL & Excess Liability - Manufacturer of auxiliary power units for trucks in IL $1MM / $2MM / $2MM, $1MM excess $53,000
GL - Apartment community in CA $1MM / $2MM / $2MM $32,000
GL - Metal fabricator in IL $9MM / $9MM $19,000
Excess Liability - Mobile home parks in CA $5MM / $5MM $10,000
March Risks 2025
Line of Business:

Transportation

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
Auto Liability, Auto Physical Damage & Excess Liability - 19-unit long-haul operation hauling refrigerated & frozen food, dry food, general freight & lumber in AR $1MM AL, $3.1MM APD w/ $5K deductible, $1MM excess $285,000
Auto Liability & Auto Physical Damage - Commercial trucker hauling dry goods & refrigerated freight in IL $1MM AL, $1.7MM APD $233,000
Auto Liability - 4-unit flatbed operation hauling building materials in LA $1MM $122,000
Auto Liability & Auto Physical Damage - 4-unit dumping operation, local radius in FL $1MM AL, $189K APD $52,000
Auto Liability, Auto Physical Damage & Motor Truck Cargo - 2-unit dry van operation in PA $1MM AL, $80K APD, $100K MTC $32,000
Auto Liability & Auto Physical Damage - 2-unit auto hauler operation, local radius in RI $1MM AL, $538K APD $24,000
Motor Truck Cargo - 12-unit dry van operation in CO $100K $17,000
Auto Liability & Motor Truck Cargo - 1-unit grain hauler operation in OK $1MM AL, $100K MTC $8,200
March Risks 2025
Line of Business:

Professional

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
Architects & Engineers - Elevator contractor in IL$1MM$23,000
D&O - Ethanol plant in WI$5MM$22,000
E&O - Insurance agency in MO$2MM$17,000
Architects & Engineers - Structural engineer in WI$1MM$10,000
E&O - Real estate advisors in IL$1MM$9,500
Privacy & Data Breach - Auto transportation in FL$1MM$6,000
D&O - Healthcare staffing in IL$1MM$3,300
Privacy & Data Breach - Engineering firm in FL$1MM$3,000
March Risks 2025
Line of Business:

Contract Binding

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
All Risk - Exercise studio in FL$1.5MM property$13,000
GL - Condominium association in IL$1MM / $2MM$10,000
GL - Commercial condominiums in FL$1MM / $2MM$4,900
GL & Excess Liability - Single-occupant warehouse in NC$1MM / $2MM, 5MM excess$4,400
GL & Excess Liability - Apartments in LA$1MM / $2MM, $1MM / $1MM excess$4,100
Package - 4-unit multifamily complex in WA$1MM / $2MM, $863K property$3,900
Package - Vacant supper club building in WI$240K$3,300
Excess Liability - Short-term use moving company in TN$5MM$2,500
Line of Business:

Personal Lines

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
Earthquake - Owner-occupied homeowner in CA$50MM$147,000
Earthquake - Homeowners in CA$10MM$52,000
Earthquake - Owner-occupied homeowner in CA$11MM$33,000
Personal Umbrella & Excess Liability - Homeowners in IL$5MM, $5MM excess$1,500

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