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Florida Condo Building

Recent Successes

March 2024

Florida Condo Building
March Risks 2024

Line of Business:

Property

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
All Risk - Commercial retail schedule with coastal, earthquake & wind exposures nationwide $75MM $4,900,000
All Risk - School board in LA $300MM $4,000,000
All Risk - Strip malls in TX $50MM $285,000
Earthquake & Flood - Office building in CA $50MM $230,000
Earthquake & Flood - Warehouse schedule in CA $10MM $205,000
All Risk excluding Wind - Self-storage warehouses in FL $10MM $150,000
Wind - Lessors risk schedule in CO Wind Deductible Buydown $72,000
Builders Risk - Renovation of an old retail building into an urgent care in FL $1.2MM $10,000
March Risks 2024
Line of Business:

Casualty

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
GL & Liquor Liability - Bar in FL $1MM / $2MM, $250K / $500K liquor liability $324,000
GL & Excess Liability - Homeowners association in FL $1MM / $2MM, $5MM excess $300,000
GL & Excess Liability - Lessors risk - Apartments / dwellings in TX $1MM / $2MM, $5MM excess $145,000
GL - Residential master association in FL $1MM / $2MM $123,000
GL - Residential condominium association in FL $1MM / $2MM $108,000
GL - Installation & dismantling services for tradeshow & exhibit industry in LA $2MM / $2MM / $3MM $101,000
Special Events - Homeowners association annual events coverage in SC $1MM / $2MM $75,000
GL - Residential condominium association in FL $1MM / $2MM $60,000
March Risks 2024
Line of Business:

Transportation

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
Auto Liability - Long-haul trucker in IL $1MM $650,000
Auto Liability - Long-haul trucker in PA $1MM $510,000
Auto Liability - Local trucker in FL $1MM $489,000
Auto Physical Damage - Long-haul trucker in NJ $32.5MM TIV $292,000
Auto Liability - 5-unit flatbed operation hauling building materials, intermediate radius in LA $1MM $153,000
Auto Liability & Motor Truck Cargo - 5-unit long-haul mixed operation in IA $1MM, $100K MTC $150,000
Auto Liability & Auto Physical Damage - 7-unit local dumping operation in FL $1MM, $219K APD $83,000
GL & Auto Liability - 6-unit operation hauling flatbed & refrigerated goods in IL $1MM / $2MM, $1MM AL $71,000
March Risks 2024
Line of Business:

Professional

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
D&O - Healthcare staffing in IL $1MM $30,000
Architects & Engineers - Elevator contractor in IL $1MM $23,000
D&O - Ethanol plant in WI $5MM $23,000
E&O - Insurance agent in IA $2MM $19,000
D&O - Restaurant group in FL $1MM $13,000
EPLI - Transportation in GA $1MM $9,000
E&O - Real estate consultant in IL $1MM $9,000
E&O - Insurance agent in PA $1MM $6,000
March Risks 2024
Line of Business:

Contract Binding

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
GL & Excess Liability - Strip shopping center in IL $1MM / $2MM, $5MM excess $3,600
All Risk - Lessors risk - Office building in CA $1.3MM $3,000
Excess Liability - Warehouse in TX $5MM $2,500
Business Personal Property - Office building in TX  $70K / $1MM / $2MM $1,400
GL - Trucking-for-hire in IL  $1MM / $2MM $990
GL - Trucking-for-hire in CA  $1MM / $2MM $710
GL - Trucking-for-hire in TX  $1MM / $2MM $560
GL - Trucking-for-hire in NC  $1MM / $2MM $400
March Risks 2024
Line of Business:

Personal Lines

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
Property - Homeowners in AZ $10MM $76,000
Earthquake - Homeowners in CA $10MM $53,000
Excess Personal Umbrella - Homeowners in IL $5MM $700

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