Privacy Statement

Maximum strives to achieve the highest standards of integrity for every online visitor.  At Maximum, we respect your personal privacy.  This Privacy Policy sets forth how we handle what we learn about you when you visit our Web site, provided by you in forms or applications you have submitted, or commercially available sources that it deems credible.  This privacy statement applies to all Maximum affiliates and locations. Should you have questions or concerns regarding this statement, please contact us at www.maxib.com/contact.com.

Maximum collects different types of information about you when you visit our site: personal information (including, by way of example only, your name, address, telephone number and e-mail address), non-personal, aggregate information (such as information regarding the pages on our site that you have visited and your IP address), public information, and commercial information.  This information may be stored in internal systems, such as sales management applications.  Theses systems may be used by Maximum employees to access and process such data solely for the purposes of customer service, business administration, business reporting, statistical analysis and marketing of Maximum products and services.

Maximum also may provide links to websites, or display content that are external to Maximum.  These websites are not operated or controlled by Maximum, and Maximum is not responsible for the privacy practices or the content of such external web sites.

Maximum may disclose information among its affiliated businesses and with third-party service providers acting on Maximums behalf, but Maximum will not sell, rent or lease your personal information.

You may have certain rights of access to personal information held by Maximum and to have such data corrected where incorrect.  Please email us from www.maxib.com/contact for more information.

 

Legal Notices

 

Email Confidentiality Disclaimer

This disclaimer outlines Maximum Independent Brokerage, LLC’s email confidentiality, monitoring policy, usage, restrictions, or specific company registration & regulatory status information.  A hyperlink to this policy is displayed at the bottom of each and every email generated from Maximum Independent Brokerage, LLC’s servers; this link represents the Confidentiality Disclaimer on said emails to read as follows:

The information contained in this message (including any attachments) is confidential and may be privileged.  If you receive a message by mistake please notify the sender via return e-mail and delete this message from your system.  Any unauthorized use or dissemination of this message in whole or in part is strictly prohibited.  Please note that e-mails are susceptible to change.  Maximum Independent Brokerage, LLC shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system.  Maximum Independent Brokerage, LLC and subsidiaries do not guarantee that the integrity of this communication has been maintained or that this communication is free of viruses, interceptions, or interference.  Messages sent to and from may be monitored by Maximum Independent Brokerage, LLC, and subsidiaries corporate e-mail system and is subject to archival, monitoring, or review by Maximum Independent Brokerage, LLC, and subsidiaries.

 

Compensation

Our primary source of Revenue is derived from the Commissions earned for the placement and service of insurance policy(ies) brokered through our facilities, allowed to us by the insurance company(ies) from the proportions of the premium(s) paid, and/or a mutually agreed fee.

Further, you should be aware that we may receive additional income from the following sources:

Interest or Investment Income earned on insurance premiums, whereas afforded to us by state law.

Expense Allowances or Reimbursements from insurance companies and other vendors for the following:

(a)  Educational and professional development programs

(b)  Managing and administering certain binding authorities, MGAs, and other similar facilities, including claims which may arise.

(c)  Attendance at insurance company meetings, conventions, and events.

(d)  Contingent Commission and or profit sharing, which may be based on profitability, premium volume and/or growth.

(e)  Administrative Service Fees which may be paid for limited services we provide to the insurance company(ies) as part of the placement process, generally across a book of business placed with a particular company, including premium billing, collection, remittance and credit control, policy document compilation and record retention.

 

Terms & Conditions

By using our website www.maxib.com you agree to these Terms and Conditions.  For purposes of this Terms and Conditions statement only, “Maximum” or “Max” is defined as Maximum Independent Brokerage, LLC.

These Terms and Conditions are applicable to use of this website, regardless of how you accessed it.

Please read these Terms and Conditions carefully.  By making use of this website, you agree to be bound by the Terms and Conditions set out below and any additional Terms and Conditions set forth on individual pages of the website.  If you do not wish to be bound by these Terms and Conditions, do not continue to use or access this website.

Your continued use of this website constitutes your binding acceptance of these Terms and Conditions, including any changes or modifications made hereafter.  Updated versions of these Terms and Conditions shall supersede any prior version.

 

Product, Service, and Information

The Products, Services, and Information described in our website are provided solely for general informational purposes.  The information and descriptions contained herein are not intended to be complete descriptions of all terms, conditions and exclusions applicable to the products and services brokered by Maximum.  The precise coverage afforded is subject to the terms, conditions and exclusions in the actual policies as issued. Products and services described herein may vary from state to state and may not be available in all states.

We are providing information intended to promote insurance products within specific jurisdictions in the United States of America.  This information is only applicable to and intended for use in the areas in which we are authorized to place or underwrite insurance business.

User Identification, Passwords and Security

Certain areas of this website are accessible only through the use of user identification and passwords.  If you have been assigned or selected user identification and passwords for access to these restricted areas, you are responsible for maintaining the security and confidentiality of that information and all information obtained through access to these restricted areas.  You are responsible for all activities undertaken under your identification and password.  You may not allow any other person to use your identification or passwords.

 

Copyrights and Trademarks

The contents of this website, including all text, graphics, logos, trademarks, service marks, slogans and other material, are protected under United States and foreign copyright and trademark laws.  You may not sell, reproduce, distribute or otherwise use the material in this website, or any part thereof, in any way for any public or commercial purpose.  You may download a copy of the information for your own, non-commercial use.  You must have our written permission to distribute copies of the information to others.  To request such permission, send Maximum an e-mail via the contact form at www.maxib.com/contact.  You must retain all copyright and other proprietary notices contained in the original material on any copy you make.  You may not use any trademarks, service marks, slogans or logos contained in this website without the written permission of the owner.

Hyperlinks

As a convenience to you, this website contains links to other sites independently maintained by others.  Because Maximum does not control these other sites, we cannot make any representations regarding and are not responsible for the content, terms and conditions, or accuracy of the materials on these linked sites.  In addition, the link to these sites should not be construed as a recommendation, endorsement, adoption or approval by Maximum of any products or services offered by the sponsors of these sites, or the views or opinions expressed therein.  Maximum is not responsible for your use of such linked sites or the products or services offered by the sponsors of these sites.  You should make an independent investigation and evaluation before acquiring any such products or services.

 

Accuracy of Information

The information contained in this website is subject to change without notice.  In addition, there is no commitment to update the information contained herein.  Maximum makes no representations or warranties with regard to the information contained herein.  You are responsible for evaluating the quality, accuracy, completeness, and usefulness of all information and opinions provided in this website.  In providing the information contained in this website, Maximum and any third party authors of the information provided are not rendering any legal, accounting or other professional advice or opinions on specific facts or matters.  Maximum assumes no liability whatsoever in connection with your use of this information.  You should always consult with your own professional advisors with respect to your situation.

 

MAXIMUM MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS WEBSITE FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND.  MAXIMUM HEREBY DISCLAIMS ALL WARRANTIES WITH REGARD TO THIS INFORMATION, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL MAXIMUM BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION BASED ON CONTRACT, NEGLIGENCE OR OTHER TORT, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THIS WEBSITE.  MAXIMUM MAKES NO WARRANTIES OR GUARANTEES THAT ANY INFORMATION DIRECTLY OR INDIRECTLY TRANSMITTED TO OR FROM THIS SERVER IS SECURE OR THAT ANY INFORMATION CONVEYED WILL BE PRIVATE.

 

Limitation of Liability, Waivers and Disclaimers

You waive any claim against Maximum based upon the quality or availability of the website, regardless of cause.  You acknowledge that any network communication or activity involves resources beyond Maximum’s control, including, without limitation, e-mail, file transfers, and information gathering, and is subject to risks inherent to the Internet and to communications generally.  We make no representation that any data sent to or from, or residing at, its website or systems are safe from destruction, corruption, misdirection, or service interruption.

You agree that we shall not be liable for failure to provide services or access to this website during any period in which it cannot perform due to any cause beyond Maximum’s control, including, without limitation, natural disaster, power failure, accident, labor controversy, act of God, or the intervention of any government authority.

If any provision of this Agreement should be invalid under applicable laws, such provision shall be ineffective to the extent of such conflict without affecting the remaining provisions of this Agreement.

Provisions not otherwise held invalid shall remain in force.

 

General

This website is based in Illinois.  Maximum makes no claims that the materials available on this website are appropriate or may be downloaded outside of the United States.  Access to the materials in this website may not be legal by certain persons or in certain countries.  If you access the website from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.  By virtue of maintaining this passive website, Maximum shall not be construed to be doing or transacting business or otherwise being subject to the jurisdiction of any governmental authority in which the user, or this or any linked site server or Internet provider is resident, domiciled or located. This Agreement is governed by the internal substantive laws of the State of Illinois without respect to its conflict of laws principles.  If any provision of this Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of the Agreement, which shall remain in full force and effect.  No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term.  Except as expressly provided in material on a particular page of this website, this Agreement constitutes the entire Agreement between you and Maximum with respect to use of this website.